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          Everyday Points® Business Mastercard®

          It pays to spend on your business:

          • No annual fee.
          • Earn unlimited rewards.
          • 0% introductory APR for 6 months.
          Get Started

          Questions? Ask a Citizen.
          Questions? Ask a Citizen.

          Everyday Points? Business Mastercard?

          It pays to spend on your business with Citizens Bank's no annual fee business reward card.

          • No annual fee.
          • Receive 2 points for every $1 you spend.1
          • Earn up to 3.5% in rewards when you spend $5,000 in the first 90 days, and up to 1% thereafter. Redeem for travel, cash back and more 1.
          • Zero liability for unauthorized account services2
          • And you can track, manage, and redeem your rewards through our Everyday Points website.
          Apply Now

          • 0% introductory APR on all purchases for 6 months Beginning the first day of the 7th billing cycle, APRs are 12.74%, 17.74%, 20.74%, or 22.74%. This APR will depend on your creditworthiness and will vary with the market based on the Prime Rate.**

            Review Terms & Conditions >

          Everyday Points® Business Mastercard® Benefits

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